Many people who receive a traffic ticket think that if they simply “pay the ticket,” their troubles are over. Nothing could be further from the truth! In fact, depending upon the circumstances, your troubles may be just beginning. Anytime you just “pay the fine,” you receive a conviction. For example, if receive a citation for “no insurance” (under Texas law, the technical name for it is “failure to maintain financial responsibility” or “FMFR”), and pay the fine. You may be wondering:
- How will this affect my insurance premiums?
- How will this affect my driving record?
- How will this impact ability to renew my drivers license?
- Will I incur surcharges as the result of this violation?